Specific Aid Program Information

It is the philosophy of DBU that the financial responsibility of educating a student lies first with the student and his or her family. Financial aid should be pursued as an additional resource to assist the student in meeting the cost of his or her education. Any loans requested must be repaid, so we strongly urge students to request only what is needed to cover educational expenses. Students are required to first apply for federal assistance through the Free Application for Federal Student Aid (FAFSA) process before applying for private loans.

The amount of eligibility for federal or state financial aid is determined by the information submitted to the U.S. Department of Education on the FAFSA and the DBU Supplemental Application. Institutional scholarships are provided to students who apply and qualify for them. The Office of Financial Aid posts them to the student financial aid account as we are provided notice of those scholarships.

  • To receive a PELL Grant you must enroll for at least one course. (Award amount is determined by the federally applied calculations used in submitting the FAFSA)
  • To receive a PELL Grant for more than one course you must be an undergraduate and must register for all courses within the term on, or before the add/drop date for each semester award period (refer to the academic calendar for exact dates).
  • To receive a Direct Loan you must be enrolled at least half-time in at least one Long Semester class within each award period/term in back to back classes whose duration is the same length.
  • Should you register for a course(s) and not attend, any grant aid awarded to you must be adjusted. You will be responsible for repaying any funds given to you for any course(s) not attended.
  • If you are awarded funds requiring full-time status and you do not attend a course(s), all aid awarded that was based on full-time status must be adjusted. You will be responsible for repaying any funds for which you become ineligible.
  • Your eligibility of funds will be calculated based on your official enrollment as the first day of enrollment for that term/award period.
  • Your enrollment status will determine what aid programs may be awarded to you. Different programs require different enrollment statuses. (Review program details above).
  • Federal Financial Aid will only be awarded once for a repeat class in which you have received a passing grade.
  • Institutional Scholarships are not awarded for repeat classes.

To receive any scholarship from Dallas Baptist University, a student must be in good standing with the University and meet all requirements stated for that particular scholarship. The DBU Supplemental Application for Financial Aid and FAFSA are both required for university scholarships to be applied to student accounts. No institutional scholarships are paid on repeat classes.

The Office of Financial Aid will provide information across many platforms to individual students. These platforms will include electronically transmitted information, conventional mailings, and portals such as WebAdvisor.

  • Undergraduate, graduate and doctoral students with incomplete admission files may be awarded aid, but no aid will be certified or disbursed until the student is fully admitted to the University.
  • Changes in the schedule (increase or decrease in the number of hours) may affect financial aid. Dropping or withdrawing from classes could result in funds to be paid to DBU and diminish your future opportunities for enrollment and completion of your degree pursuit. Students are strongly encouraged to check with the Office of Financial Aid before withdrawing from or dropping or adding any classes.
  • Aid will not be disbursed to student accounts until after the add/drop period ends each semester or term. Refunds due to students because of credit balances will be processed within 14 business days after aid is credited to the student account.
  • The total of all tuition geared scholarships may not exceed the actual cost of tuition charged to the student. Tuition only (or tuition geared) scholarships may not be used or applied to costs other than tuition. In addition, unfunded scholarships received by the student will not exceed the actual charges incurred by the student; unfunded scholarships may not be carried forward into future terms. Adjustments of these scholarships may be made by the Office of Financial Aid.

Subsidized, Unsubsidized, Parent PLUS, and Grad PLUS

All of these loans require additional forms designed specifically for each program. Loans are made through the Federal government. These loans are not grants. The amount borrowed in each program must be repaid when a student leaves school, either by graduating or withdrawing and in accordance with the repayment schedules established by the U.S. Department of Education. We strongly urge student borrowers to be thoroughly familiar with and understand repayment responsibilities before applying for or securing any of these loans.

We strongly advise students to review the Annual Loan Limits chart below to determine the maximum loans available to borrow. The amount of other financial aid may limit or even reduce the number of loans a student may receive. It is advised that a student contact the Office of Financial Aid to have a counselor perform a file review. The Office of Financial Aid will consider students for the maximum amount of subsidized loans for which they are eligible.

Federal Direct Loan Limits Chart >>

If a student uses their total annual loan amounts for the Fall or Spring (or, both) there will be no loan availability remaining for the summer. We strongly urge each student borrower to plan accordingly and borrow wisely. If you have any questions please contact our office. Loans may be viewed on the National Student Loan Database System.

Students awarded and wishing to utilize Federal Direct Loans to pay against educational expenses must visit StudentLoans.gov to secure their Federal Loans.

As part of that process, students are required to complete online Entrance Counseling and sing an electronic Master Promissory Note (MPN) before the loan application process can be completed. This is a requirement before loan funds can be disbursed to any student account. 

Watch: Loan Entrance & Master Promissory Note Tutorials >>

Federal regulations require all student loan borrowers to complete exit counseling and to provide updated information at the time a borrower ceases at least half-time enrollment.

The student must be enrolled in an undergraduate degree or certificate program at Dallas Baptist University. The award is based on the average cost to attend (COA) the University and expected family contribution (EFC) and is determined by the Department of Education as a result of completing a FAFSA. Anticipated awards are based on projected enrollment. Actual awards for enrollment in less than 12 hours will be prorated to reflect actual enrollment.

In order to receive an FSEOG, a student must be eligible to receive a Federal Pell Grant and have an application for financial assistance completed before the date for priority consideration of March 15. Preference will be given to students with zero EFC.

An FWSP award listed on the award letter indicates eligibility only. This does not guarantee student employment on-campus. The number of jobs available is limited by funding from the U.S. Department of Education. Students who qualify for this award receive money through this program only if employed on-campus. If the student is awarded FWSP but is unable to obtain a job, the FWSP award may be replaced with other available self-help aid, such as a student loan.

A qualifying student must meet all requirements to receive Federal Aid as described previously and be a legal resident of Texas. If the student is dependent, parents must be legal Texas residents. Student requirements include:

  • Must be pursuing their 1st Bachelor's or 1st Master's degree
  • Have an Expected Family Contribution (EFC) not to exceed $20,994 per year (current 2019-2020 academic year) 
  • Meet all requirements to receive federal aid
  • Must be enrolled full-time in a semester to receive the grant for that semester
  • Not be a recipient of an athletic scholarship
  • Not be a Ministries or Church Music major (Some exceptions apply for non-ministerial students. contact us for more information)

To maintain this grant, an undergraduate student must complete 24 hours in a year (Fall, Spring, Summer), and a graduate student must complete 18 hours in a year (Fall, Spring, Summer). Preference will be given to students who meet the priority date for the completion of applications. For additional information concerning maintaining eligibility for this grant please read the Tuition Equalization Grant (TEG) Satisfactory Academic Progress Policy.

Other aid and outside scholarships must be applied in accordance with the rules and regulations of each program received. For example, tuition scholarships may only be applied to tuition charges and not applied to costs other than tuition. If additional scholarships or aid from DBU or private sources become available for a student, aid packages may need to be adjusted. An adjustment is required if need-based aid is over-awarded.

You have the right to know...

  • What financial aid programs are available at Dallas Baptist University.
  • Any deadlines for submitting an application for each of the programs.
  • How financial aid will be distributed, how decisions on distributions are made, and the basis for these decisions.
  • How your financial aid was determined. (Costs for tuition, fees, room, board, travel, books, supplies, personal, and miscellaneous expenses are considered in your budget).
  • What resources (your current assets, parental contribution, other financial aid, etc.) were considered in the calculation of your need.
  • How much of your financial need as determined by DBU has been met.
  • The details of the various programs in your student aid package.
  • What portion of the financial aid you received must be repaid, and what portion is grant aid. If the aid is a loan, you have the right to know the interest rate, the total amount that must be repaid, the payback procedures, the length of time you have to repay the loan, and when the repayment is to begin.
  • How DBU determines if you are making satisfactory progress and what happens if you are not.

In Accepting Your Responsibilities You Must...

  • Complete all application forms accurately and submit them on time to the proper place.
  • Provide correct information. In most instances, knowingly misreporting information on financial aid application forms is a violation of the law and may be considered a criminal offense which could result in indictment under the U.S. Criminal Code.
  • Return all additional documentation, verification, corrections, and/or new information requested by either the Office of Financial Aid or the agency to which you submitted your application.
  • Be responsible for reading and understanding all forms that you are asked to sign, and for keeping copies of them.
  • Live up to all agreements that you sign.
  • Perform the work agreed on in accepting a University work-study award.
  • Be aware of and comply with deadlines for application or reapplication for aid programs.
  • Be aware of the DBU refund procedures.
  • Be aware that early withdrawal from the term may result in a pro-rated reduction of financial aid eligibility. Such a reduction may require that you repay the money that you received to attend school.
  • Report changes in name, address, and telephone number to the proper office.

Disabled Students

Students who are physically disabled and are enrolled or will be enrolled at Dallas Baptist University should contact the Texas Rehabilitation Commission regarding financial aid specifically for the disabled.

Reason for Policy

If a school participates in an FSA loan program, it must publish and enforce a code of conduct that includes bans on the following:

The Higher Education Opportunity Act (HEOA) of August 14, 2008 requires institutions participating in the Federal Title IV loan programs to develop a code of conduct for the institution’s officers, employees, and agents. This is under Public Law 110-315. Dallas Baptist University’s officers, employees, and agents are required to comply with this code of conduct.

Policy Statement

Dallas Baptist University is committed to providing students and their families with the best information and processing alternatives available regarding student borrowing. In support of this and in an effort to rule out any perceived or actual conflict of interest between Dallas Baptist University officers, employees or agents, and education loan lenders, Dallas Baptist University has adopted the following:

Ban on Revenue Sharing

Dallas Baptist University does not participate in any revenue-sharing arrangement with any lender.

Gift Ban

Dallas Baptist University does not permit any officer, employee, or agent of the school who is employed in the financial aid office, student financial services office, or is otherwise involved in the administration of education loans to accept any gift from any lender, guarantor, or servicer.

Contracting Arrangements Prohibited

Dallas Baptist University does not permit any officer, employee, or agent of the school who is employed in the financial aid office, student financial services office, or is otherwise involved in the administration of education loans to accept any fee, payment, or other financial benefit (including a stock purchase option) from a lender or affiliate of a lender as compensation for any type of consulting arrangement or contract to provide services to a lender or on behalf of a lender relating to education loans.

Advisory Board Compensation

Dallas Baptist University does not permit any officer, employee, or agent of the school who is employed in the financial aid office or student financial services office or is otherwise involved in the administration of education loans to accept anything of value from a lender, guarantor, or group of lenders and/or guarantors in exchange for service on an advisory board, commission or other group established by such lender, guarantor group of lenders, and/or guarantors. Dallas Baptist University does not allow for any reimbursement of expenses associated with participation in such boards, commissions or groups by lenders, guarantors, or groups of lenders and/or guarantors.

Interaction with Borrowers

Dallas Baptist University recognizes that a borrower has the right to choose any alternative/private education loan lender from which to borrow to finance his/her education. Dallas Baptist University will not refuse to certify or otherwise deny or delay certification of an alternative/private education loan based on the borrower’s selection of a lender and/or guarantor. Dallas Baptist University does not assign a lender to any first-time borrower through financial aid packaging or any other means.

Opportunity Pool Loan

Dallas Baptist University will not request or accept any offer of funds to be used for private education loans to students from any lender in exchange for providing the lender with a specified number or volume of Title IV loans or a preferred lender arrangement for Title IV loans.

Staffing Assistance

Dallas Baptist University shall not request or accept from any lender any assistance with call center or financial aid office staffing, including in-person school-required initial or exit counseling, except as permitted by applicable federal student loan requirements.

Sanctions

This code will be enforced by the institution. Any employee of Dallas Baptist University in violation of any part of this code will be subject to disciplinary action.

The amount of eligibility for federal or state Financial Aid is determined by the information submitted to the U.S. Department of Education on the FAFSA and the DBU Supplemental Application.